Bank Statement Passwords•• Updated • 5 min read

HDFC Bank Statement PDF Password: Format & Examples

The password for an HDFC account statement is your Customer ID. Credit card statements use a different format. Here are both, with examples and what to try when they fail.

HDFC Bank, Bank Statements, PDF Password
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Short answer: The password for an HDFC Bank savings or current account statement PDF is your Customer ID, the number you use to log in to NetBanking. HDFC credit card statements use a different password: the first four letters of your name in capitals followed by four digits.

What is the HDFC Bank statement PDF password?

StatementPassword formatExample
Savings or current account e-statementYour HDFC Customer ID (digits only)98765432
Credit card e-statement, commonly reported formatFirst 4 letters of your name in CAPITALS + last 4 digits of your card numberRAHU4521
Credit card e-statement, older formatFirst 4 letters of your name in CAPITALS + date and month of birth (DDMM)RAHU1508

The email that carries your statement states the exact format in its body text. Read that first: it is HDFC's own instruction for that particular file, and it takes priority over any list, including this one.

How to find your HDFC Customer ID

Your Customer ID is a number, usually 8 or 9 digits long. It is not your account number. You can find it in these places:

  • The first page of your HDFC cheque book
  • The front page of your passbook
  • The welcome letter you received when the account was opened
  • The NetBanking login page, where it is the ID you sign in with

Type the digits only, with no spaces before or after.

HDFC credit card statement password

Credit card statements are issued by a different system from account statements, so the Customer ID will not open them. Two formats are in circulation:

  • Name + card digits. The first four letters of your name as printed on the card, in capitals, followed by the last four digits of the card number. For RAHUL SHARMA with a card ending 4521, that is RAHU4521.
  • Name + date of birth. The first four letters of your name in capitals followed by your date and month of birth as DDMM. For RAHUL SHARMA born on 15 August, that is RAHU1508.

Try the card-digits format first. If it is rejected, try the date-of-birth format.

Password not working? Check these

  • Capital letters. Name letters are normally in capitals. If capitals fail, try lowercase once.
  • Name spelling. HDFC uses the name on its records or on the card, including any spelling mistake made when the account was opened.
  • Leading zeros. A birthday on 5 March is 0503, not 53.
  • Extra spaces. Copying a password from a message often adds a space at the end.
  • The right statement. Account statements and credit card statements use different passwords. Check which one you are opening.

If none of these work, HDFC Bank customer care or your branch can confirm the format for your account. The official site is hdfcbank.com.

How to remove the password from an HDFC statement

Once you know the password, you can save a copy that opens without it. This is useful when a loan, visa or tax portal will not accept a locked PDF.

  1. Open the Arcanize Unlock PDF tool in your browser.
  2. Select your HDFC statement.
  3. Type the password once.
  4. Click Unlock PDF, then Download File.

The file is unlocked inside your browser. Neither the statement nor the password is uploaded.

On an Android phone you can do the same offline with the Arcanize app: open Unlock PDF, pick the statement, enter the password and save the unlocked copy.

An unlocked statement is no longer protected, so keep it somewhere safe and delete copies you no longer need.

Frequently Asked Questions

What is the password for an HDFC Bank statement PDF?

For savings and current accounts it is your HDFC Customer ID, entered as digits only. For credit card statements it is the first four letters of your name in capitals followed by either the last four digits of your card or your birth date and month as DDMM.

Is the HDFC Customer ID the same as the account number?

No. The Customer ID identifies you as a customer and is shorter than the account number. It is printed in your cheque book, passbook and welcome letter.

Why does HDFC password-protect statements?

An e-statement contains your account number, balance and transactions. The password stops anyone who intercepts the email from reading it.

Can I get HDFC statements without a password?

We are not aware of an option to receive unprotected statements by email. You can view your statement without a password by logging in to NetBanking or the mobile app.

Is it okay to remove the password from my own statement?

Removing the password from your own statement for your own records is a normal thing to do. Only unlock documents that belong to you, and store the unlocked copy carefully.

More password guides

Password formats on this page are compiled from publicly available information and can change without notice. Last reviewed: 30 September 2026.

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